36 Insurance; marine insurance underwriting, insurance underwriting for boats and ships; insurance consultancy, information and enquiries; personal insurance services (contracts); design and management of health and welfare contracts for expatriates and foreigners in France; tailor-made design and management of collective health and savings contracts; services relating to savings and insurance in the banking and financial fields; property insurance (furnishings and real-estates), personal insurance, banking insurance, financial insurance, life insurance; insurance services of all kinds relating to travel; abandonment policies, repatriation insurance and all other insurance underwriting relating to the travel industry; financial affairs and in particular reimbursing medical and health costs, reimbursing fees paid by underwriters of assistance contacts for travel, transport or journeys, real estate affairs, consultancy and management for natural and legal persons within the framework of their estate, tax optimization of portfolios, movable or immovable, promotion (financing) of real estate projects and real estate brokerage, real estate management, tax exemption, assistance with loan transactions, life or pension savings plans, capital investments, and asset management