9 electronic chip cards; integrated circuit cards; smart cards; encoded electronic chip cards, smart cards and integrated circuit cards containing programming used to allow preloading for use for payments in the fields of telephony, transport, and retail Blank, magnetically encoded card; disposable and rechargeable magnetic, optical, microprocessor and smart cards, including both prepaid and for subsequent payment for use in all kinds of applications; memory cards. Magnetic encoded cards for use in providing financial services, telecommunication services, and loyalty services; magnetic coded cards, electronic chip cards and encoded smart cards all containing programming used for financial applications, loyalty programs and rewards programs, coded cards, namely, magnetic cards and cards featuring integrated circuits for financial authentication, authorization, clearing and settlement of financial transactions. Encoded magnetic cards; magnetic cards; cards with micro processors, namely, blank smart cards; magnetic identification cards; magnetic cards encoded with sound. Computer software and firmware for games of chance on any computerised platform. Electronic publications, namely, e.g., book, magazine, manual featuring educational, instructional or general knowledge material recorded on digital media. Computer software, namely, network capable computer software for the recovery and restoration of electronic data; computer software for the facilitation of disaster recovery of electronic data; computer software for backing up electronic data; computer software for copying electronic data; Computer software for the storage and retrieval of electronic data; computer software for the partitioning of electronic media; computer software for the initialization, configuration, conversion, translation, compression, decompression, encryption and formatting of electronic data