42 Providing on-line non-downloadable software for facilitating the verification of a person's background credentials application, namely, software which verifies an individual's identity, address, age, employment, education, awards, associations, credentials and other identity information presented on, or used by web sites, and online and mobile communities; providing temporary use of on-line non-downloadable software for facilitating the verification of a person's background credentials application, namely, software which verifies an individual's identity, address, age, employment, education, awards, associations, credentials and other identity information presented on, or used by web sites, and online and mobile communities; application service provider featuring application programming interface (API) software for use in building software applications; application service provider featuring application programming interface (API) software for allowing data retrieval, upload, access and management