36 Financial services, namely, banking services; arranging and provision of currency exchange; money transfer services; electronic payment, namely, electronic processing and transmission of bill payment data; payment processing services; electronic processing of payments; electronic fund transfer services; electronic processing of bills and invoices, namely, by means of the internet; bill payment services; arranging for payment of invoices by means of credit cards; arranging for payment of bills and invoices by means of the internet; credit card authorisation services; credit card services; processing of credit card and other card transactions, namely, collection, administration, clearing, and reconciling of credit card and other card transactions, namely, credit, debit, credit card, debit card, payment card, pre-payment card, cash card and charge card services; and providing information and advice for all the aforesaid services