The color(s) blue, red and white is/are claimed as a feature of the mark.
The certification mark, as used by persons authorized by the certifier, certifies that the services provided have complied with specific fair practice standards for consumer lending and credit.
The mark consists of the words CERTIFIED AMERICAN RATING COUNCIL and two five-pointed stars both in blue within two concentric circles outlined in blue and outside of a stylized American flag shown in red, white and blue within two inner concentric circles outlined in blue.