9 Computer programs for remotely accessing on-line real estate informational databases, for providing customized on-line listing information for single real estate properties, for creating client visual aids, namely, a Web site based virtual tour of commercial and residential real estate properties, for creating real estate agent contact management, for real estate agent control of client user statistics, namely, tracking, recording, and manipulating the user statistics, for automated receipt of alerts in the form of email and electronic messaging of real estate listings matching a pre-determined criteria via a personal data assistant over a communications network or via a data capable mobile or wired telephone, for creating dynamic real time Web sites and customer relationship management and drip marketing campaigns with news lettering and e-greeting tools, for managing real estate and insurance based content and client contacts, and for tracking client receipt of email and electronic messaging concerning matching real estate listings; for software programming tools and utilities for manipulating downloaded real estate listings, and user manuals licensed as a unit with the computer programs