42 Providing temporary use of on-line non-downloadable software programs for use in analyzing property and casualty insurance loss information; Providing temporary use of on-line non-downloadable software programs for use by lenders to review and analyze loan and loan service data, loan documents and collateral, and loan origination quality control to ensure compliance with a variety of federal, state and local mortgage lending laws, rules and regulations, to score loans and loan applications in real time, to help reduce repurchases, default, and delinquency costs, and to identify multiple social security numbers, invalid social security numbers, multiple name social security numbers and social security numbers of the deceased used by loan applicants; Providing temporary use of on-line non-downloadable software programs for use as an automated valuation model for real estate property assessment and creation of real property valuation reports for others; Providing temporary use of on-line non-downloadable software programs for health care businesses, health care providers and others in the health care market, for analyzing, creating financial models of, and creating reports on, health care costs and cost-control, the financing of health care costs, managed care provider groups, self-insured employers, third party administrators, and the delivery of health care services, for targeting specific business problems in the health care field, to perform information and research services regarding the Medicare market, to reduce healthcare facility costs, and to validate claim submissions and detect, investigate, audit and manage fraudulent claims and over-payment of claims; Providing temporary use of online non-downloadable software programs in the nature of a disease management calculator that helps clients understand their population's health care needs; Providing temporary use of on-line non-downloadable software programs for accessing, storing, retrieving and updating driver and motor vehicle records; Providing temporary use of on-line non-downloadable software programs for managing workers compensation claims; Providing temporary use of on-line non-downloadable software programs for use by the insurance industry to electronically pre-fill insurance applications with applicant information from existing databases; Providing temporary use of on-line non-downloadable software programs for use in executing residential insurance and valuation calculations; Providing temporary use of on-line non-downloadable software that is a spatial assessment tool that offers geographic maps displaying insurance risk assessment data and information, namely, risk addresses, risk assessment, exposure concentrations, and information regarding target areas for underwriting new business; Providing temporary use of on-line nondownloadable software programs used to conduct insurance premium audits; Providing temporary use of on-line non-downloadable software programs for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing temporary use of on-line non-downloadable software programs for providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; Providing temporary use of on-line non-downloadable software programs to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing temporary use of on-line non-downloadable software programs used in insurance claims handling and that allows for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing temporary use of on-line non-downloadable software programs to provide information to insurance companies and farmers concerning the risk of weather-related losses; Providing temporary use of on-line non-downloadable software programs for screening candidates for employment for criminal records and verification of education, credentials, and employment history; database development services, namely, configuration and customization of computer databases containing investigative resource information for use by law enforcement agencies to deter fraud; Recovery of computer data generated during the operation of vehicles; Providing on-line databases featuring weather-related catastrophic events; Computer software information and design services; computer software maintenance, technical support, namely, troubleshooting of computer software problems; computer programming services; rental of computer software and computer programs; maintenance and updating of computer software; Development of software for others for use in analyzing, compiling and exploiting statistical health data; Providing data conversion of computer program data, data analysis and development of data reporting software in the healthcare and health insurance industry; consulting services related to data conversion, analysis and reporting software in the healthcare and health insurance industry; Application service provider featuring software for providing an online computer database that facilitates audits of insurance premiums; Application service provider featuring software for providing a data management application and access to an on-line database in the field of low-income housing and low-income HUD, uploading of state and local housing grants, collection and compilation of data about low-income housing and low-income housing grant data for statistical analysis and report generation; Providing climate forecast information; Recovery of computer data