9 Computer software for use in allowing customers to access information and information directories, for application and database integration, [ for creating searchable databases of information and data, and for business process automation, ] in the fields of accounting, account auditing and business auditing, tax and taxation planning, actuarial services, financial services, financial valuations, financial management, business consulting, conducting internal audits, risk management, information technology, privacy, fraud and fraud detection, industry, operational, financial, compliance, regulatory, and quality assurance audits, human resources, licensing, fraud prevention, [ design and development of computer hardware and software, ] legal issues, intellectual property rights, [ computer programming, computer systems analysis, and computer network services; ] downloadable electronic publications in the nature of electronic newsletters, brochures, magazines and bulletins in the fields of accounting, account auditing and business auditing, tax and taxation planning, actuarial services, financial services, financial valuations, financial management, business consulting, internal audits, risk management, information technology, privacy, fraud and fraud detection, industry, operational, financial, compliance, regulatory and quality assurance audits, human resources, licensing, fraud prevention, [ design and development of computer hardware and software, ] legal issues, intellectual property rights [ computer programming, computer systems analysis and computer network services ]