36 Credit card, debit, cash, payment card services for use in payment for goods and services; credit card services for payment of national and international telecommunications services, issuance of frequent passenger cards which provide special discounts, prizes for accumulated mileage, raffles, VIP-room use, airline service class upgrades; financing services, namely, granting of credit, loans, and special discounts, including discounts at retail establishments and service companies with whom discounts have been contracted for; installment loan services, namely, arrangements for installment payment; managing and contracting of mercantile accounts, namely, accounts payable debiting services, accounts receivable financing, debit account services featuring a computer readable card and scannable wrist band, electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet, providing on-line stored value accounts in an electronic environment, and online cash account services; financial administration, investment and management services, namely, organization investment and management of capital funds; providing information, brokerage and administration of insurance; credit card and debit card services, namely, arranging for credit and prepayment systems in connection with sales of goods and services of all kinds; pre-paid purchase card services for processing electronic payments made through prepaid cards, namely, providing advance collection systems in connection with charge mechanisms against credited amounts as service use is generated; and financial analysis