9 Magnetic cards; magnetically encoded payment cards and blank and encoded programmable smart cards; encoded programmable smart cards, namely, magnetically and/or digitally encoded electronic chip cards; integrated chip and smart card readers; card readers for credit cards and magnetically encoded and digitally encoded chip, smart, and payment cards; apparatus and instruments, namely, computer hardware and software in the nature of ATM machines, card payment processing machines, servers, and office PC equipment, namely, printers, personal computers, and data storage equipment, namely, computer hard drives, computer storage discs and optical disc drives for the input, output, storage, processing, communication, authentication, encryption, decryption, display or printing of data; computer software, computer electronic databases recorded on computer media or on computer hard drives, computer software and computer electronic databases recorded on computer media or on computer hard drives for the provision of payment card processing, currency and automatic currency identification from a card number and currency conversion systems for the provision of the foregoing, whether by a user at the computer or by remote online access from another computer or machine via a server, including for use via a website; computer software and electronic databases recorded on computer media or on computer hard drives for the provision of currency and currency conversion systems; electronic document management systems, namely, software and hardware for currency and currency conversion use; electronic publications, namely, electronic books, magazines and downloadable electronic publications from the Internet featuring financial advice and information relating to currency conversion, traveling abroad and travel information; electronic apparatus, equipment and installations, namely, computer hardware and computer software for the storage, maintenance and updating of electronic records in the fields of finance, banking and card payment processing, currency conversion, automatic currency identification from a card number and currency exchange