36 Collecting license fees on behalf of independent writers and publishers and making payments to the copyright owners of the music; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic payment, namely, electronic processing and transmission of bill payment data; Financial services, namely providing information in the fields of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Money order payment guarantee services; Money transfer