35 PROVIDING BUSINESS RESEARCH AND CONSULTING SERVICES DIRECTLY AND VIA THE INTERNET, NAMELY, CUSTOM SURVEYS, FOCUS GROUPS, NEEDS ASSESSMENTS, AND INTERVIEWS ON SOCIAL POLICY AND DEMOGRAPHICS; AND EXPERT BUSINESS CONSULTING, DATA ANALYSIS, AND REPORTS TO FINANCIAL INSTITUTIONS, COMMUNITY DEVELOPMENT AND CULTURAL ORGANIZATIONS, AND GOVERNMENT AND QUASI-GOVERNMENT ORGANIZATIONS ON APPLIED SOCIOLOGY AND DEMOGRAPHICS