35 Arranging competitive rates and services with endorsed vendors in the fields of dental patient financing, merchant credit card processing, spore check system, medical/hazardous waste disposal, electronic claims processing, practice acquisition and dental equipment financing, demographic site analysis, investment advisory and management services, personal and business credit cards, travel rewards program, certificates of deposit and money market accounts, consumer loans, debt management, marketing resource guide for dentists, and qualified retirement plans for members of a professional association