9 PERSONAL IDENTIFICATION AND ACCESS CONTROL SYSTEM COMPRISED OF COMPUTERS; COMPUTER PERIPHERAL DEVICES, NAMELY, ELECTRONIC CARD READERS, INTEGRATED CIRCUIT CARD READERS, INTEGRATED CIRCUIT CARD WRITERS, AND OPTICAL FINGERPRINT SENSORS; COMPUTER PROGRAMS FOR USE IN OPERATING A PERSONAL IDENTIFICATION AND ACCESS CONTROL SYSTEM; DATA PROCESSORS; MAGNETIC DATA MEDIA, NAMELY, MAGNETIC CODED CARDS, OPTICAL DATA MEDIA, NAMELY, OPTICAL DISKS AND OPTICAL ENCODED CARDS, ENCODED INTEGRATED CIRCUIT CARDS, ALL CONTAINING PROGRAMMING USED TO OPERATE A PERSONAL IDENTIFICATION AND ACCESS CONTROL SYSTEM