9 For-- computer hardware and software for brokering cellular telephone calls and electronic mail messages for location-based telecommunications between wireless, location and land based voice and/or data networks; computer software for use by cellular telephone users to retrieve, monitor, report on, structure, model, forecast, present and display, and communicate to others business management, business consolidation, financial management, risk management, stakeholder and shareholder relationship management and strategic/business planning and simulation and enterprise resource planning data and information from various databases and global networks; and computer software models for use by cellular telephone uses, namely, ready-to-use preconfigured templates for business management, business information collection, financial management, risk management, stakeholder and shareholder relationship management, strategic/business planning and stimulation and enterprise resource planning