9 electrical and electronic apparatus and instruments, all for use in banking or the transfer of funds or currency; computer hardware and software; data processing, transmitting, receiving, or storing apparatus and instruments; modems; magnetic and/or encoded cards, discs or tapes; encoded cards for financial and/or currency transactions; smart cards and/or integrated circuit cards containing both memory and micro processing functionality; computer programs designed to enable mainframe and/or personal computers to access networks and/or relevant databases so as to use and interface with smart cards; electrical and electronic accounting or calculating apparatus and instruments; apparatus and instruments, all for the dispensing, depositing or transfer of money and/or currency; communications apparatus and instruments; parts and fittings for all the aforesaid goods; all relating to banking and/or the transfer of funds or currency