9 Computer software; Computer software downloaded from the Internet; Computer software for use in certificating personal information for security; Computer software for receiving, processing, displaying, reproducing and storing sound, images, text, data, information and graphics provided via communication networks; Apparatus for receiving, reproducing and storing audio and visual data in digital form downloaded via communication networks-- Optical disc players/recorders and recordable discs for use therewith; Computers; Blank memory cards; Encoded memory devices containing sound, images, text, data, information, graphics and computer software; Digital music, images and text [downloadable] provided via communication networks