9 Apparatus for data processing, transmission and reproduction of data, comprised of computer terminals, computer peripherals, namely coders and decoders, scramblers, screens and other computer peripherals for use in the financial service industry to facilitate reliable, accurate and secure processing, transmission, clearing, transfer and storage of financial information and data and instruction manuals sold herewith; magnetic optical and electronic data carriers containing prerecorded data, provided with computer programs or not; all for use in the financial service industry to facilitate reliable accurate and secure processing, transmission, clearing, transfer and storage of financial information and data; computer programs for use in the financial service industry to facilitate reliable, accurate and secure processing, transmission, clearing, transfer and storage of financial information and data; downloadable manuals and manuals recorded on CD-ROMs and DVD in electronic form featuring computer operation and programming for use in the financial service industry to facilitate reliable accurate and secure processing, transmission, clearing, transfer and storage of financial information and data