36 insurance services, namely, underwriting and reinsurance in the fields of workers' compensation, general liability, automobile liability, professional liability, inland marine, surety and fiduciary liability; risk management, namely, transferring risk from customers through the issuance of alternative insurance vehicles; insurance claims administration services, namely, offering claims administration and loss control analysis in the areas of workers' compensation, general liability, automobile liability, professional liability, inland marine, surety and fiduciary liability