36 Financial and investment services, namely development, creation and marketing of fixed income, capital markets products to institutional clients within the areas of municipal reinvestment, mortgage and affordable housing, 401k-stable value, money market funds; and reinsurance product development, namely consultation and analysis, forecasting, information processing, and financial product design in the fields of fixed-income, stable value, and related structured products, including financial management, financial planning, facial and investment research services, investment advice, investment management and investment of funds in such a fixed income, stable value, and/or related structured products for institutions and municipalities