36 INSURANCE SERVICES, NAMELY, UNDERWRITING, HOMEOWNERS, LIFE, HEALTH, RENTERS, AUTO, LIABILITY, COLLISION AND SMALL BUSINESS INSURANCE; PROVIDING EXTENDED WARRANTY CONTRACTS ON MAJOR APPLIANCES AND OFFICE EQUIPMENT AND UNDERWRITING WARRANTY PROGRAMS FOR MAJOR APPLIANCES AND OFFICE EQUIPMENT; UNDERWRITING INSURANCE POLICIES OFFERED BY OTHERS IN THE FIELD OF HOMEOWNERS, LIFE, HEALTH, RENTERS, AUTO, LIABILITY, COLLISION AND SMALL BUSINESS INSURANCE; CREDIT CARD AND DEBIT CARD SERVICES, AND LENDING SERVICES, NAMELY, PROVIDING MORTGAGE LOANS, HOME LOANS, PERSONAL LINES OF CREDIT, AUTO LOANS AND SMALL BUSINESS LOANS, TAX PREPARATION SERVICES AND FINANCIAL PLANNING SERVICES FOR HOME AND SMALL BUSINESSES, PAYROLL TAX DEBITING SERVICES, AND INSURANCE CLAIMS ADMINISTRATION, NAMELY, MANAGING WORKERS COMPENSATION CLAIMS FOR OTHERS