41 Educational services, namely, conducting courses, classes, workshops and seminars in the fields of insurance, financial services, investment advisory services, and sales, marketing, and demographic trends and activities; arranging and conducting educational conferences and symposia in the fields of insurance, financial services, investment advisory services and sales, marketing and demographic trends and activities; vocational education in the fields of insurance, financial services, investment advisory services and sales, marketing and demographic trends and activities; and development and dissemination of educational materials in the fields of insurance, financial services, investment advisory services and sales, marketing and demographic trends and activities