36 BANKING SERVICES PROVIDED ELECTRONICALLY AND VIA TELEPHONE; AND, FINANCIAL SERVICES, NAMELY PROVIDING AN INTERNET BANKING PLATFORM FOR BANK ACCOUNT INFORMATION, CREDIT CARD MANAGEMENT, INVESTMENT ACCOUNT INFORMATION, PORTFOLIO INFORMATION, TRANSACTIONAL INFORMATION, LOAN INFORMATION, FUND PERFORMANCE INFORMATION, MORTGAGE RATE INFORMATION, PAST DUE ACCOUNT PROCESSING, EQUIPMENT FINANCING, PROVIDED ELECTRONICALLY AND VIA TELEPHONES