36 ADMINISTRATION OF EMPLOYEE BENEFIT AND PENSION PLANS FOR BUSINESSES AND THEIR EMPLOYEES; PROVIDING INFORMATION ABOUT BENEFIT AND PENSION PLANS FOR BUSINESSES AND EMPLOYEES; REVIEW, MANAGEMENT, ADMINISTRATION, DEVELOPMENT, AND DESIGN OF BENEFIT PLANS FOR BUSINESSES; OBTAINING AND ANALYZING INSURANCE BIDS FROM INSURANCE CARRIERS TO BUSINESSES FOR OTHERS; NEGOTIATING NEW RATES AND RENEWAL RATES FOR BUSINESS INSURANCE SERVICES, IMPLEMENTATION OF BENEFIT PLANS FOR EMPLOYEES, RESOLUTION OF ISSUES FOR BUSINESSES, NAMELY, RESOLVING CLAIMS, ENROLLMENT ISSUES, AND ISSUES WITH INSURANCE PROVIDERS; INSURANCE ADMINISTRATION, BROKERAGE, AND CONSULTATION SERVICES; FINANCIAL ANALYSIS, CONSULTATION, AND MANAGEMENT, AND PLANNING SERVICES; MONETARY EXCHANGE SERVICES; BANKING SERVICES; CREDIT CARD SERVICES, INVESTMENT CONSULTATION, MANAGEMENT AND BROKERAGE SERVICES; FIRE, LIFE, MEDICAL, HOME, AUTOMOBILE, AND HEALTH INSURANCE AND UNDERWRITING SERVICES; ANNUITY UNDERWRITING