9 Computer software programs, namely, communication software for sharing, accessing, and transmitting a wide variety of information over computer networks; computer software programs which automate the electronic distribution of insurance and financial service products; computer e-commerce software to allow insurance and financial services companies and related entities to perform electronic business transactions via a global computer network; multimedia software recorded on CD-ROM discs containing data and information relating to insurance and financial service products; electronic publications, namely, brochures, newsletters, instructional manuals, user guides and reference guides containing data and information relating to insurance and financial service products; and user manuals packaged with the aforesaid goods, and user manuals relating to the aforesaid goods provided via a global computer network