9 E-mail software for sending, receiving, managing and analyzing electronic mail messages; software used to retrieve, aggregate, analyze and display financial, consumer and business data from multiple data sources via the Internet, other electronic communications networks and other user-authenticated delivery channels; computer software to allow users to perform electronic business transactions, namely, banking, brokerage, bill payment; computer network security software, namely, programs for encrypting and authenticating data, monitoring encryption and authentication of data; software for web hosting, namely, creating, displaying, customizing, implementing, maintaining and managing websites