9 Computer software for electronic payment systems; computer software for payment systems via mobile phones, personal digital assistants, and other portable media; computer software applications for managing credit card, cash card, smart card, loyalty card, debit card and other electronic card payment systems; computer software enabling credit cards, cash cards, smart cards, loyalty cards, debit cards and other electronic cards to interface with electronic terminals and electronic card readers; computer software for credit card, cash card, smart card, loyalty card and debit card transaction processing; computer software for authorizing and validating credit card, cash card, smart card, loyalty card, and debit card transactions, limits and balances; computer software for transmitting, displaying, storing, and/or authorizing credit card, cash card, smart card, loyalty card, debit card and other electronic card transactions; computer software for transmitting, displaying, storing and identifying data for use in the financial services, banking and telecommunications industries; computer software for word, data and image processing; computer software for information collection and management; computer software for workflow management, presentation and control; databases recorded on computer media relating to financial services