36 ADMINISTRATION OF DEFINED CONTRIBUTION HEALTHCARE PLANS, CONSUMER DRIVEN HEALTHCARE PLANS, HEALTH INSURANCE CLAIMS ADMINISTRATION; HEALTHCARE ASSET MANAGEMENT SERVICES, NAMELY, THE MANAGEMENT OF HEALTHCARE BENEFITS FOR EMPLOYERS, HEALTHCARE PROVIDERS, HEALTHCARE PRACTITIONERS, LABORATORIES, FINANCIAL SERVICES PROVIDERS, HEALTHCARE PLANS, BENEFIT MANAGERS, THIRD PARTY ADMINISTRATORS, PHARMACEUTICAL COMPANIES AND EMPLOYEES BY MEANS OF GLOBAL COMMUNICATIONS NETWORKS; FINANCIAL MANAGEMENT AND FINANCIAL PLANNING SERVICES FOR EMPLOYERS, HEALTHCARE PROVIDERS, HEALTHCARE PRACTITIONERS, LABORATORIES, FINANCIAL SERVICES PROVIDERS, HEALTHCARE PLANS, BENEFIT MANAGERS, THIRD PARTY ADMINISTRATORS, PHARMACEUTICAL COMPANIES AND EMPLOYEES BY MEANS OF GLOBAL COMMUNICATIONS NETWORKS