9 COMPUTER SECURITY PRODUCTS, NAMELY A COMPUTER SECURITY SYSTEM PROVIDING RIGHTS MANAGEMENT, AND REMOTE ACCESS TO DATA BANKS, PLATFORMS AND PERSONAL COMPUTERS, COMPRISING COMPUTER HARDWARE, USER DEVICE AND COMPUTER SOFTWARE EMPLOYING ENCRYPTED DATA, ENCRYPTED BIOMETRIC OR ENCRYPTED BIOMETRIC TEMPLATE BASED ON A USER'S PHYSICAL CHARACTERISTICS, ALL FOR USE IN AUTHENTICATION, IDENTIFICATION, VERIFICATION, ACCESS CONTROL, SECURING ELECTRONIC TRANSACTIONS, ENCRYPTING AND DECRYPTING DATA