9 Signature pads; computer accessories and peripherals for pen-based and handheld computer systems to confirm user identity for commercial transactions and network security (namely, electronic pens, handheld computers, and user documentation supplied therewith); computer accessories and peripherals for pen-based and handheld computer systems to confirm user identity for purposes of network security; tethered and wireless styli or pens for use with pen-based computer systems in electronic commerce; pen-based computer systems including biometric sensors (namely one or more fingerprint sensors) with or without metric sensors (namely, tip and grip pressure, accelerometers, gyroscopes, and timers) in a stylus; and electronic computerized system for electronic financial transaction systems comprised of computer hardware and electronic devices for storing and recognizing personal identification codes or passwords, digitizing, recognizing signatures