41 EDUCATIONAL SERVICES, NAMELY, CONDUCTING CLASSES, SEMINARS, WORKSHOPS, TRAINING INSTITUTES AND CONFERENCES IN THE FIELD OF NEIGHBORHOOD REVITALIZATION, COMMUNITY BUILDING, AFFORDABLE HOUSING, HOME OWNERSHIP AND COMMUNITY DEVELOPMENT LENDING, AND CONCERNING OR RELATED TO HOME BUYER DEVELOPMENT, COUNSELING AND EDUCATION, HOME OWNERSHIP OPPORTUNITIES AND MAINTENANCE EDUCATION AND COUNSELING, PROPERTY INSPECTIONS, HOUSING REHABILITATION, CONSTRUCTION MANAGEMENT, DOWN PAYMENT SAVINGS, MORTGAGE LENDING AND HOMEOWNER INSURANCE,AND THE DISTRIBUTION OF COURSE MATERIALS IN CONNECTION THEREWITH; PUBLICATION OF BOOKS, MAGAZINES, NEWSLETTERS AND ARTICLES, ELECTRONIC MAIL NEWSLETTERS AND WEB SITES IN THE FIELD OF NEIGHBORHOOD REVITALIZATION, COMMUNITY BUILDING, AFFORDABLE HOUSING, CONSTRUCTION AND PRODUCTION MANAGEMENT, HOME OWNERSHIP AND COMMUNITY DEVELOPMENT LENDING, HOME BUYER DEVELOPMENT, COUNSELING AND EDUCATION, HOME OWNERSHIP OPPORTUNITIES AND MAINTENANCE EDUCATION AND COUNSELING, PROPERTY INSPECTIONS, HOUSING REHABILITATION, CONSTRUCTION MANAGEMENT, DOWN PAYMENT SAVINGS, MORTGAGE LENDING AND HOME OWNER INSURANCE