36 financial services; namely, banking; credit card services; electronic credit card transactions; commercial and consumer lending and financing; international trade loan financing, foreign commodities exchange, foreign monetary exchange, and foreign currency exchange services; real estate and mortgage brokerage; estate trust management; fiduciary representative management; estate planning and financial consulting services regarding trust, estate, and fiduciary management; securities and mutual fund investment, brokerage and trading services; investment advisory and consulting services; securities brokerage and trading services; providing secure financial transactions in the nature of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transactions and electronic transmission of bill payment data via a global computer network; insurance services, namely, underwriting and brokerage of property, casualty and life insurance policies and annuity contracts; providing financial news and information via websites on a global computer network