36 ONLINE BANKING AND RELATED FINANCIAL SERVICES; CREDIT CARD SERVICES; FINANCIAL INVESTMENT IN THE FIELDS OF SECURITIES, MUTUAL FUNDS, AND CERTIFICATES OF DEPOSIT; INSURANCE SERVICES IN THE FIELD OF ACCIDENT, AUTOMOBILE, DISASTER, HEALTH, HOME, LIABILITY, PROPERTY, AND WORKERS COMPENSATION AND RELATED EMPLOYER INSURANCE; AND OTHER RELATED BANKING AND FINANCIAL SERVICES FOR PERSONAL AND BUSINESS USE; ALL VIA AN ELECTRONIC GLOBAL COMPUTER NETWORK