36 RISK MANAGEMENT; PROVIDING FINANCIAL INFORMATION TO AND ABOUT PUBLIC COMPANIES WORLDWIDE, NAMELY, FINANCIAL REPORTS, FINANCIAL CREDIT ANALYSIS AND SCORING; PROVIDING FINANCIAL EXCHANGE AND FORECASTING SERVICES FOR SECURITIES TRADING; TRANSACTIONAL INSURANCE SERVICES, NAMELY, CLAIMS PROCESSING, CONSULTATION AND BROKERAGE; SECURITY SERVICES, NAMELY, BROKERAGE AND GUARANTEEING LOANS