36 Banking services, financial services, namely, financial analysis, financial clearing, financial consultation, financial evaluation, financial information, financial management and financial transaction services, namely, providing loan financing services, higher-purchase financing, capital investments, fund investment, bill presentment and bill payment services, check verification services, credit bureau services, credit card services, issuance of credit cards, credit investigations, debit card services, debt collection agency, deposit of valuables, electronic fund transfer services, money exchange services, factoring fiduciary services; fiscal assessments and fiscal evaluations, financial guarantee and surety services, issuing of travelers checks, mortgage lending and brokerage services, mutual fund brokerage services, retirement payment services, safe deposit box services, saving bank services, securities brokerage and securities underwriting services, stock and bond brokerage services, trusteeship representative services; insurance underwriting and actuarial services, namely, house, fire, accident, life, business, disability, health, medical, income protection, property and valuables insurance services; insurance underwriting services associated with the provision of credit card facilities; insurance consultation, insurance brokerage and underwriting re-insurance services