36 Financial services, namely providing credit card, debit card, charge card and stored value smart card services; electronic funds and currency transfer services electronic payments services- cash disbursement services and transaction authorization and settlement services; value exchange services, namely, the secure exchange of value, including electronic cash, over public computer networks to facilitate electronic commerce; electronic funds transfer, smart cards and electronic cash services, namely, currency exchange in a secure environment over global electronic communications networks; the provision of digital signature and identity authentication services over the global electronic communications networks; authentication and verification of secured value exchange transactions over computer networks including the global electronic communications networks; travelers check services, money order services, banking services, investment banking services, military banking services, financial services for travelers, foreign remittance services, mutual fund investment services and insurance underwriting services