9 SMART CARD READERS; TERMINALS HAVING A DATA INPUT INTERFACE AND A DISPLAY, THE TERMINALS BEING CONNECTABLE TO COMMUNICATIONS NETWORKS, IN PARTICULAR THE INTERNET, FOR CARRYING OUT SECURE TRANSACTIONS VIA THE COMMUNICATIONS NETWORKS, NAMELY, COMPUTER TERMINALS, TELEPHONE TERMINALS, CARD READER TERMINALS AND POINT OF SALE TERMINALS; COMPUTER SOFTWARE FOR CARRYING OUT SECURE TRANSACTIONS VIA COMMUNICATIONS NETWORKS, IN PARTICULAR THE INTERNET; CD-ROMS CONTAINING SOFTWARE FOR DATA ENCYPHERING AND DECYPHERING FOR CARRYING OUT SECURE TRANSACTIONS VIA COMMUNICATIONS NETWORKS, IN PARTICULAR THE INTERNET, AND SOFTWARE FOR ALL DIGITAL SIGNATURE PROCESSES; TELEPHONES INCORPORATING TERMINALS FOR SECURE PREPAYMENT VIA COMMUNICATIONS NETWORKS