9 COMPUTER SOFTWARE, NAMELY AUTHENTICATION SOFTWARE FOR FACILITATING FAST AUTHENTICATION OF CONSUMERS ON THE BASIS OF A CONSUMER NAME AND A UNIQUE CONSUMER CODE USED IN GRANTING ACCESS TO A PARTICULAR SERVICE OR APPLICATION; COMPUTER SOFTWARE, NAMELY, AUTHENTICATION SOFTWARE FOR GENERATING CODES FOR ACCESSING BANKING SERVICES, SAVINGS AND INVESTMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES, INTERNET BANKING AND HOME BANKING; ENCODED ELECTRONIC CHIP CARDS, NAMELY SMART CARDS CONTAINING PROGRAMMING USED TO AUTHENTICATE CUSTOMERS FOR ACCESSING BANKING SERVICES, SAVINGS AND INVESTMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES, INTERNET BANKING AND HOME BANKING; ENCODED ELECTRONIC CHIP SECURITY PASS CARDS, NAMELY SMART CARDS CONTAINING PROGRAMMING USED TO AUTHENTICATE CUSTOMERS FOR ACCESSING BANKING SERVICES, SAVINGS AND INVESTMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES, INTERNET BANKING AND HOME BANKING; COMPUTER SOFTWARE, NAMELY AUTHENTICATION SOFTWARE FOR ACCESSING FINANCIAL SERVICES, BANKING SERVICES, SAVINGS AND INVESTMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES VIA AN ELECTRONIC COMMUNICATIONS NETWORK; COMPUTER SOFTWARE FOR BANKING VIA AN ELECTRONIC COMMUNICATIONS NETWORK; ENCODED AND ENCODEABLE ELECTRONIC CHIP CREDIT, DEBIT, CHARGE, CASH WITHDRAWAL AND BANKING SERVICE ACCESS CARDS CONTAINING PROGRAMMING TO AUTHENTICATE CUSTOMERS; ELECTRICAL AND ELECTRONIC COMMUNICATION AND TELECOMMUNICATIONS APPARATUS AND INSTRUMENTS, NAMELY COMPUTERS FOR PROVIDING A REMOTE AUTHENTICATION SERVICE