9 COMPUTER SOFTWARE FOR INTELLIGENT AND E-BUSINESS TRANSACTION PROCESSING; COMPUTER SOFTWARE FOR ONLINE TRANSACTION PROCESSING, NAMELY, POINT OF SALE TRANSACTIONS BETWEEN COMPUTERS AND RETAILERS, ELECTRONIC FUNDS TRANSFER, AND BROKERAGE ACCOUNT MANAGEMENT; INTER-COMPUTER DATA COMMUNICATIONS, NAMELY, THE TRANSFER OF INFORMATION BETWEEN DISSIMILAR OR INCOMPATIBLE COMPUTER SYSTEMS,, NETWORKS, DATABASES, AND SOFTWARE APPLICATIONS