36 Electronic funds transfers and electronic cash, credit card and debit transactions for financial institutions; supplying credit card transaction processing services, electronic credit card transactions, and credit card verification services for the providers of goods and services; electronic payment, namely, electronic processing and transmission of bill payment data; providing financial information via a global computer network; providing electronic banking services; providing information for merchants via a global communications network in the nature of service rate quotes for electronic debit processing; providing financial analysis and consultation, namely, providing a wide range of information and analysis to merchants by electronic means in connection with credit, debit, stored value, and other payment cards