36 Providing benefit administration services to employers, members, benefit consultants, and healthcare providers, namely design, implementation and administration of group health and insurance plans, namely medical, dental, flexible benefit, vision, short term disability, prescription drug, employee assistance, COBRA, HIPAA, managed care, medical utilization management and stop-loss insurance, and funding and benefit reporting services; insurance claims administration; insurance claims processing; insurance claims adjudication; insurance consultation, namely consultation in the field of insurance plans; providing online administration of and participation in group health and insurance plans for employers, members, benefit consultants and providers by means of a global computer information network