42 SOFTWARE DEVELOPMENT SERVICES FOR OTHERS, NAMELY, THE DEVELOPMENT OF INTERNET AND WIRELESS-BASED PORTAL SOFTWARE APPLICATIONS WHICH ENABLE INDIVIDUALS AND BUSINESSES TO ACCESS PERSONALIZED INFORMATION AND SERVICES IN REAL TIME FROM THEIR CIVIC INSTITUTIONS NAMELY, GOVERNMENTS, SCHOOLS AND COMMUNITY GROUPS AND ENABLE BI-DIRECTIONAL INTERACTION; IMPLEMENTATION AND TRAINING SERVICES FOR CIVIC INSTITUTIONS TO DEPLOY AND USE THE SOFTWARE