36 FINANCIAL SERVICES, NAMELY, ELECTRONIC BANKING AND ELECTRONIC BUSINESS TRANSACTIONS BEING INVESTMENT SERVICES, TRUST AND ESTATE SERVICES, FINANCIAL ADVICE, HOME LOAN AND MORTGAGE SERVICES, LENDING SERVICES AND MOBILE PAYMENTS,ALL PROVIDED VIA THE GLOBAL COMPUTER NETWORK; FINANCIAL EVALUATION, NAMELY, CREDIT CARD SERVICES; ELECTRONIC TRANSFER OF FUNDS AND DEPOSITS; INSURANCE SERVICES, NAMELY, INSURANCE CONSULTATION, INSURANCE CLAIMS ADMINISTRATION AND UNDERWRITING INSURANCE IN THE FIELDS OF BANKING, PROPERTY AND GENERAL RISK