9 COMPUTER SOFTWARE AND HARDWARE TO ENABLE ELECTRONIC BANKING SERVICES, TRANSACTIONS, AND SUPPORT OVER A GLOBAL COMPUTER NETWORK; COMPUTER SOFTWARE AND HARDWARE TO ENABLE ELECTRONIC FINANCIAL, MEDICAL, PAYMENT, BILLING AND E-COMMERCE TRANSACTIONS OVER A GLOBAL COMPUTER NETWORK; COMPUTER SOFTWARE TO ENABLE FINANCIAL AND INVESTMENT RESEARCH OVER A GLOBAL COMPUTER NETWORK; COMPUTER SOFTWARE TO INTEGRATE VOICE BANKING SERVICES WITH COMPUTER BANKING SERVICES