36 Brokerage services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; investment services in the fields of securities, stocks, money market funds, bonds, mutual funds, commodities, futures, options, and indices of any of them; investment advice in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; securities brokerage account services including an interest bearing feature for cash between investments, access to cash and margin loans; debit card services; check writing and bill payment services; variable annuity services; investment account information services; financial investment services in the nature of individual retirement accounts; financial planning services; insurance services, namely brokerage in the field of life insurance; cash management account services; fixed income investment services; payment services and fund transfer services; providing information and analysis in the fields of finance, economics, investment, business, financial planning and investment strategy; providing access to news, information, research, databases, and analysis in the fields of investing, finance, financial planning, business, and economics via a global communication network; providing access to portfolio management services and tools and/or account information via a global communication network; providing access to decision making tools and investment research tools via a global communication network