9 TELECOMMUNICATION APPARATUS AND DEVICES INCLUDING APPARATUS TO ENABLE CONNECTION TO DATABASES OR THE INTERNET, INCLUDING TELEPHONES, ELECTRONIC DEVICES AND SOFTWARE FOR ENABLING DIGITAL SIGNATURES TO BE USED IN TELECOMMUNICATIONS, AND DEVICES AND SOFTWARE FOR ENABLING AUTHORIZATION AND AUTHENTICATION OF TELECOMMUNICATIONS, ELECTRONIC DEVICES AND SOFTWARE FOR ENABLING TELECOMMUNICATION DEVICES TO PROVIDE PAYMENT FUNCTIONS; ELECTRONIC DEVICES AND SOFTWARE FOR PERMITTING OR HANDLING ELECTRONIC COMMERCE