36 payment systems services, namely, credit card, charge card, debit card and cash card services; [ insurance brokerage services;] providing loans, including personal loans and instalment loans; computerized banking services; bank account and savings account services; bank account information services; banking services, including deposit taking, transfer of funds from account and electronic funds transfer; [ security brokerage services; customs brokerage;] issuing of travellers' cheques; monetary exchange services; [ factoring agency services; and financial guarantee services;] lease purchasing financing; consumer lending services against security [; financing of mortgages and sureties; real estate agency services; and administration of employee pension plans ]