38 Telecommunications gateway services for the purpose of unified messaging, namely, voice mail, electronic mail, wireless digital messaging, and fax mail through common interfaces; providing telecommunications connections to the global computer network; providing telecommunications services namely, personal communication services, namely, the retrieval and management of electronic messages and/or data from a telephone; integrated personal communication services, namely, call management, caller identification, call screening and call-routing, single number dialing and call forwarding; providing telecommunications connections to a global computer network; providing multiple user access to a global computer network to obtain financial information, stock exchange price quotations, rates of exchange, flight and travel information, radio programs, horoscope forecasting, restaurant guides, bank account information and databases featuring general, local, international, business, sports and entertainment news and information of interest to specific geographic areas and to allow customers to manage personal information and data, to transact bank business, to purchase and sell securities, to engage in legal gambling and to enable electronic payments and electronic processing and transmission of bill payment data