9 Computer software for use in credit card verification services to keep information secure on a global computer network and for use in facilitating e-commerce business transactions and consulting services, namely, arranging coordinating and implementing the business to business sale of goods and services; computer software for use in providing access to computer software and information databases maintained and compiled on a global computer network; computer software for use in providing an on-line searchable ordering guide for locating organizing and presenting goods and services of others and for use in database aggregation, integration and management; computer programs for electronic banking and financial services transactions; computer software for use in accessing and verifying banking account information and conducting banking transactions; computer software to perform credit card transactions bank card transactions stored value card transactions, electronic funds transfer, electronic payment namely electronic processing and transmission of bill payment data in real-time; computer software for facilitating fraud protection, namely, automatic checking of address verification services, valid card number checking, duplicate order checking spending pattern checking, frequency card usage check; computer software for retail order operations-- computer software for receiving, storing editing and transmitting purchase information over a global computer network; computer software for electronic transmission and retrieval of soft goods; computer software to log commercial transactions; computer software to analyze and track sales and consumer trends; computer software to create management reports; computer software to facilitate management analysis of order transactions, initiate post-authorizations and credits-- software for banking and financial institutions to provide online and electronic banking services