36 real estate agencies, real estate valuation, real estate management and brokerage services; mortgage banking lending, mortgage guarantee and mortgage brokerage, financial management, investment trusts, credit card services, check processing, money order transfer services, credit and collection agencies; electronic financial payment and funds transfer, insurance brokerage, financial planning, financial trustee and unit trust management, financial mortgage investment services, telephone banking and insurance consulting services; organizing seminars and conferences in the financial, insurance and banking fields